Hello, and welcome to another WIN video blog!

Future homeowners will want to be careful this holiday shopping season, especially if they've recently been approved for a mortgage.

Opening new credit cards or building debt will have a negative impact on credit, so avoid big-ticket purchases or swiping the plastic. Wait until you've moved in the new house to do so.

Homeowners will also want to avoid moving around large amounts of cash between accounts, as lenders might become suspicious and weary of money management.

This holiday season, try to maintain a status quo and avoid going over budget or using credit.