4-Point Inspection

4-Point Inspections assess your home's key systems including your roof, electrical, plumbing, and HVAC. This is essential for some residents to obtain and renew homeowners’ insurance in some areas. Our certified inspectors help ensure your home meets safety standards and your systems are functioning efficiently.

WIN Home Inspector doing 4-Point Inspection
WIN Home Inspector doing 4-Point Inspection

15+ Years

Insurance often requires inspections for homes aged 15 years or older


Homes in U.S. are 30+ years old and need routine 4-Point Inspections

Since 1992

4-Point Inspection was introduced in 1992 and is essential for insurance

A brick chimney on a house roof
Maintain Eligibility for Home Insurance

Some homeowners’ insurance companies require 4-Point Inspection reports for many types of homes.

Why Get a 4-Point Inspection with WIN?

Our 4-Point Inspection is essential to help address key issues with your home’s main systems: HVAC, plumbing, electrical, and roof. These systems are vital to the health and safety of your home and are often required to be checked to obtain or renew homeowners’ insurance. With this inspection, we’ll report on these components, checking for safety, functionality, and installation, so you can rest assured that your home is in good condition.

Benefits of 4-Point Inspection

Protect Your Investment: Ensure key components of your home are continuously examined.
Plan for the Future: Plan for repairs based on inspection findings and get recommendations for routine maintenance.
Save Money: In some cases, 4-Point Inspections can help you qualify for discounts or be used to negotiate better insurance rates.

How Does a 4-Point Inspection Work?

At WIN, we are highly trained to check your home’s major systems including the HVAC, roof, plumbing, and electrical.

WIN Home Inspector doing a roof inspection


Locate Key Components

We’ll start by locating the key areas we’ll be inspecting, including the outdoor HVAC unit, electrical panel, access point to the roof, and more.



Inspect Major Areas



Receive a Detailed Report


Clients also searched for

Air Quality Test

Detect harmful indoor allergens and pollutants to breathe easier in your home.

Read More

Healthy Home Check

Customize this service to save on costly repairs and protect your health, safety, and home.

Read More

Wind Mitigation Inspection

Check the home’s wind resistance features and save on homeowners insurance.

Read More

WIN Home Inspection Reviews

Super easy to work with, detailed inspection report, would highly recommend!

Kimberly R.

Couldn't be happier with the service I received. WIN was extremely thorough throughout the entire inspection. I would HIGHLY recommend him to anyone looking for a quality home inspection.

Adam C.

Very helpful and professional. Worked quickly and efficiently and made the inspection easy and comfortable. Highly recommend for any inspections.

Becca H.

Super easy to work with, detailed inspection report, would highly recommend!

Kimberly R.


Not necessarily. When purchasing a home, it is standard to get a Full Home Inspection. However, in some areas, like Florida, it is required to get a 4-Point Inspection to obtain homeowners’ insurance on the home you are looking to purchase.
It focuses on four major systems of the home: roof, electrical, plumbing, and HVAC.
It typically takes one to two hours, depending on the property's size and system conditions. A Drone Roof Inspection compared to a traditional roof inspection can also alter the time it takes to complete the inspection.
Absolutely, especially if you own an older home or are required to get routine inspections to renew homeowners' insurance. It helps identify potential safety concerns, supporting timely maintenance or upgrades. Talk with your local WIN home inspector to see how a 4-Point Inspection could be part of your routine Healthy Home Check.
Yes, the findings can impact insurance rates. In some cases, you may qualify for insurance discounts or be able to negotiate lower insurance premiums.
Every 3-5 years, when issues arise, or depending on the requirements of your homeowners’ insurance.
While not necessary, it can boost buyer confidence by disclosing your home's key systems' conditions upfront.
The responsibility varies; it can be the seller, buyer, or part of negotiation in the real estate transaction.
Sellers have options: make necessary repairs, offer buyer incentives, or disclose issues and sell "as-is" with transparency.