Today's low down payment options make it more tempting to purchase a home without putting 20 percent down on a new house. However, you may find that taking the time to save more money to purchase a home is worth it in the long run.

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By providing a higher down payment, sellers will take you and your offer more seriously. This will increase your chances of landing the home of your dreams.

Access to home equity can be valuable when you need to borrow a substantial amount of money. With a 20 percent down payment, you can get a home equity line of credit for a lower interest rate.

Thank you for tuning in and learning why a 20 percent down payment on a home might be worthwhile for you and your family.