15+ Years

Insurance often requires inspections for homes aged 15 years or older

50%+

Homes in U.S. are 30+ years old and need routine 4-Point Inspections

Since 1992

4-Point Inspection was introduced in 1992 and is essential for insurance

Maintain Eligibility for Home Insurance

Some homeowners’ insurance companies require 4-Point Inspection reports for many types of homes.

Why Get a 4-Point Inspection with WIN?

Our 4-Point Inspection is essential to help address key issues with your home’s main systems: HVAC, plumbing, electrical, and roof. These systems are vital to the health and safety of your home and are often required to be checked to obtain or renew homeowners’ insurance. With this inspection, we’ll report on these components, checking for safety, functionality, and installation, so you can rest assured that your home is in good condition.

Benefits of a 4-Point Inspection

Protect Your Investment: Ensure key components of your home are continuously examined.

Plan for the Future: Plan for repairs based on inspection findings and get recommendations for routine maintenance.

Save Money: In some cases, 4-Point Inspections can help you qualify for discounts or be used to negotiate better insurance rates.

How Does a 4-Point Inspection Work?

At WIN, we are highly trained to check your home’s major systems including the HVAC, roof, plumbing, and electrical.

WIN Home Inspector doing a roof inspection

STEP 1

Locate Key Components

We’ll start by locating the key areas we’ll be inspecting, including the outdoor HVAC unit, electrical panel, access point to the roof, and more.

STEP 2

Inspect Major Areas

STEP 3

Receive a Detailed Report

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WIN 4-Point Inspection Reviews

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While negotiating a recent home sale, the buyer wisely asked for a 4-point home inspection. A team member recommended WIN Home Inspections, and I forwarded the contact information to the buyer. Geffery gave me a call and set up an appointment. ... Read More

Randy D.

Super easy to work with, detailed inspection report, would highly recommend!

Kimberly R.

John T.

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FAQs on 4-Point Inspection

Is a 4-Point Inspection mandatory when purchasing a home?

Not necessarily. When purchasing a home, it is standard to get a Full Home Inspection. However, in some areas, like Florida, it is required to get a 4-Point Inspection to obtain homeowners’ insurance on the home you are looking to purchase.

What systems does a 4-Point Inspection cover?

It focuses on four major systems of the home: roof, electrical, plumbing, and HVAC.

How long does a 4-Point Inspection take?

It typically takes one to two hours, depending on the property's size and system conditions. A Drone Roof Inspection compared to a traditional roof inspection can also alter the time it takes to complete the inspection.

Should I consider a 4-Point Inspection as a homeowner?

Absolutely, especially if you own an older home or are required to get routine inspections to renew homeowners' insurance. It helps identify potential safety concerns, supporting timely maintenance or upgrades. Talk with your local WIN home inspector to see how a 4-Point Inspection could be part of your routine Healthy Home Check.

Can a 4-Point Inspection affect my homeowners' insurance?

Yes, the findings can impact insurance rates. In some cases, you may qualify for insurance discounts or be able to negotiate lower insurance premiums.

How often should I schedule a 4-Point Inspection as a homeowner?

Every 3-5 years, when issues arise, or depending on the requirements of your homeowners’ insurance.

Is a 4-Point Inspection necessary before selling my home?

While not necessary, it can boost buyer confidence by disclosing your home's key systems' conditions upfront.

Who typically covers the cost of a 4-Point Inspection when selling a home?

The responsibility varies; it can be the seller, buyer, or part of negotiation in the real estate transaction.

What if the 4-Point Inspection reveals issues in my home when selling?

Sellers have options: make necessary repairs, offer buyer incentives, or disclose issues and sell "as-is" with transparency.

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